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Decision Guide

Roof Repair vs Replacement:
Making the Right Choice

Not every roof problem needs a full replacement. Learn when repair makes sense and when it's time for a new roof.

The Quick Rule of Thumb

If your roof is under 15 years old and damage is limited to less than 30% of the surface, repair is usually the better choice. Beyond that, replacement often makes more financial sense.

When to Repair

$150 - $3,000 typical cost

Roof repair makes sense when damage is isolated and your roof still has significant life remaining. Here are signs repair is the right choice:

  • Damage is limited to a small area
  • Roof is less than 15 years old
  • Only a few shingles are missing or damaged
  • Localized leak with no structural damage
  • Flashing around one vent or chimney needs work
  • Minor storm damage in one section

Cost Benefit: Repairs extend your roof's life at a fraction of replacement cost, but only if the underlying structure is sound.

When to Replace

$8,000 - $20,000 typical cost

Full replacement is the better investment when repairs would only delay the inevitable. Consider replacement if:

  • Roof is 20+ years old
  • Multiple areas showing damage
  • Widespread granule loss on shingles
  • Sagging or structural concerns
  • Recurring leaks despite repairs
  • Planning to sell your home soon
  • Major storm damage across the roof
  • Mold or rot in the roof deck

Long-term Value: A new roof can return 60-70% of its cost in home value and eliminates years of repair costs.

Cost Comparison by Scenario

ScenarioRepair CostReplace Cost
Replace a few shingles$150 - $400Not needed
Fix a single leak$300 - $600Not needed
Replace damaged section (100 sq ft)$400 - $1,000$8,000 - $15,000 (full roof)
Multiple repairs needed$1,000 - $3,000$8,000 - $15,000
Structural damageMay not be possible$10,000 - $20,000+

The Math: When Does Replacement Make Sense?

The 30% Rule

A common guideline in the roofing industry: If repairs would cost more than 30% of a full replacement, replacement is usually the better value.

Example:

  • • Full roof replacement cost: $12,000
  • • 30% threshold: $3,600
  • • If repairs exceed $3,600, consider replacement

Consider the Timeline

Also factor in remaining roof life. If your roof is already 18 years old and you're facing $2,000 in repairs, that money only buys you a few more years. Replacement gives you 25-50 years of protection.

Warning: Don't Over-Repair

Be cautious of contractors who keep recommending repairs on an aging roof. Sometimes they're just kicking the can down the road. Watch for these patterns:

You've had 3+ repairs in the last 5 years
Repairs are needed in different areas each time
Previous repairs are starting to fail
Energy bills are increasing despite repairs

If you see these patterns, it's usually time for a replacement.not another repair.

Quick Decision Checklist

Is your roof under 15 years old?

Yes → Likely repair
No → Consider replacement

Is damage limited to one area (<30%)?

Yes → Likely repair
No → Consider replacement

Is this your first major repair?

Yes → Likely repair
No → May need replacement

Are you planning to stay 10+ years?

Yes → Repair if young roof
No → Replace for peace of mind

Is there visible sagging or rot?

Yes → Rarely fixable
No → Replace immediately

Not Sure? Get a Professional Opinion

Our inspectors will give you an honest assessment. We'll tell you if a repair will work or if you're better off replacing.no sales pressure.